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I bring to your attention the five properties, which are the most luxurious habitat in the world. Their price starts from $ 80 million. The list was compiled magazine Country Life in order to prove that there exists a sector of luxury housing that does not affect even the most serious economic crises. One of these sites located in Spain. This house Monte del Duque, Andalucia, Spain

Price: 49 million pounds (about 98 million dollars). Bedrooms: 3 master bedrooms, two guest houses. Land: 5. 246 acres (2. 122 hectares). Details: Evergreen hills and valleys, where oaks, olive trees and eucalyptus trees surround this complex, which is more like a small village than a house. Just 20 minutes from the sea.

The Domain, Cote d’Azur, France Price:? 60 million (about $ 120 million). Bedrooms: 7. Land: 18 acres (7.28 hectares). Details: This item is so exclusive that the agent refuses to name the price, which according to conservative estimates exceed 60 million pounds. The house is located in the four-minute drive from Monte Carlo is one of the most expensive land in the world, with its chapel, stables and Mediterranean species.

L `Hotel de Soyecourt, Paris, France Price: 75 million pounds (about $ 150 million), Bedrooms: 10. Land: None. Details: This is a private residence, built in 1707, is one of the most luxurious on the Paris market for many years. Located on the Rue de l’Universite; home area of?? 4500 square meters. Meter includes a library, a hall for dancing, as well as unsurpassed luxury item for the city center: dense gardens.

Home without a title. Anguilla, Lesser Antilles. Price:? 40 million (about $ 80 million). Bedrooms: 7. Land: None. Details: This house is yet to be built, but plans for future houses now make the lower jaw to move towards the floor: the house will adjoin the private beach with softest sand and turquoise water, the pool area of?? 4000 square meters. Meters, wine cellar, private spa room, fitness center and a huge swimming pool

Hillandale, New York, USA. Price: 48 million pounds (about 96 million dollars). Bedrooms: 8. Land: 262 acres (106.02 hectares). Details: The estate, built in 1920, simulates a classic British country mansion with extensive gardens, a tennis court and swimming pool, which overlooks the private lake. Only 50 Mill from Manhattan.

Despite the fact that in many countries of Europe real estate markets are showing strong growth, recent studies have shown that in general the old world is moving toward the U.S., that is to stagnate.

Forbes magazine publishes a list of the best and worst housing markets in Europe, noting that a number of countries, whose performance in this sector is very impressive, were not included in the ratings, because to get the official statistics on the markets failed.

- Poland. Prices rose by 28%. A phenomenal figure made the polish market’s most successful up to 2010.

- Cyprus. Prices rose by 15%.

- Iceland. Prices rose by 15%.

- Norway. Prices rose by 10%.

- Sweden. Prices rose by 10%.

- Great Britain. Prices rose by 9%. In many ways, the market growth is supported by sales of real estate in the most prestigious areas of London, where price records are set almost every month.

- Belgium. Prices rose by 7%.

- Finland. Prices rose by 6%.

- Hungary. Prices rose by 6%.

- Switzerland. Prices rose by 5.3%.

- Austria. Prices rose by 5.1%.

- France. Prices rose by 4%.

- Italy. Prices rose by 4%.

- Netherlands. Prices rose by 4%

- Spain. Prices rose by 3%. Several years ago, the Spanish market rose markedly on the increase in demand for villas in this sunny region. In 2008-2010 was followed by a significant reduction in interest.

- Portugal. Prices rose by 0.4%.

- Denmark. Prices rose by 0.5%.

- Estonia. Prices fell by 0.5%.

- Greece. Prices fell by 0.5%.

- Germany. Prices fell by 6%. Despite the fact that the most powerful economic system of the Old World is experiencing a mini-renaissance, about the housing market in Germany can not say anything good. Helped him and the fact that he has one of the largest sectors in the world of rent (58% of the housing removed for rent).

- Ireland. Prices have fallen by 7%. Stan was the main “loser” of the European property market in 2007, although in 2006 the market grew by Ireland a 12%.

Cetelem, a 100-percent structure of BNP Paribas Group and a leader in lending to individuals in Europe, continues to develop areas of auto loans in Russia: potential customers can now place an order to calculate the parameters of the target loan for car purchase and get a preliminary decision about the loan over the Internet site of the bank.

The client can at any time to fill in the online documentation for the Bank’s decision to grant him a loan to purchase a new vehicle of Russian or foreign made according to classical program and send them to the bank by email, as well as to calculate the parameters of the loan with a loan calculator. A preliminary decision is made within 1 working day and works 7 days. After receiving the solutions the client may execute documents on loan at any of the dealers partner Cetelem, which sells the desired car.

“With the new service enables customers to significantly save time and receiving a decision, obtain a loan for a car, without spending extra time and effort in filling out documents”, – said Philip Delpal, president of the bank, “BNP Paribas Vostok” and CEO of the Russian subsidiary of Cetelem. “As a leader in lending to individuals in Europe, Cetelem will continue to introduce innovative offerings to its customers in Russia”, – he said.

Cetelem – a subsidiary of the group BNP Paribas, which carries out operational activities in Russia since 2007 as a division of “BNP Paribas” (JSC). Cetelem offers targeted consumer loans to retail outlets in retail chains and stores. In 2008, the range of banking products and services increased at the expense of auto loans and revolving credit cards (cards with revolving credit limit). BNP Paribas – one of the four strongest banks in the world according to Standard & Poor’s. The Group operates in more than 85 countries and employs 168 thousand workers, including 129.5 thousand in Europe. BNP Paribas holds key positions in three major directions: corporate and investment banking, asset management and retail banking services.

Vandal-proof design promise to cover the paint

On the street Svetlanskaya set new lights. The first designs appeared in the street Svetlanskaya opposite the building of regional administration.

Lights are an original design and are equipped with energy-saving lamps. They have a much brighter light. And, in addition, specially designed for the foggy climate of Vladivostok. The yellow light of the new lights will be equally bright and visible in good weather and bad, experts say MUPV “VPES” – this company is the general contractor of works.

It is noteworthy that the electrical wires that were previously stretched from elektroopor the air, now buried under the ground. In the mayor’s office hopes that it would make the street more aesthetically pleasing appearance and to protect wires from damage. Once the experts will shape the final paving, lights will support a special anti-vandal paint to cover, which does not allow ads to stick.

At the suggestion of Sergei Polonsky, I decided to more thoroughly investigate the mutual influence mortgage rates, the volume of construction and housing prices. So far, unfortunately, no regression analysis, purely on the level of assessment of visual images.

I want to immediately make a reservation, view a purely empirical. In reality it is a rather complicated tangle of economic, demographic, business, investment, monetary policy, etc. Things. In the graphs, we see only the indirect results which, however, can provide food for thought.

So, in my first post I’ve only limited information and general view over Moscow. You can now turn to the Western experience (USA and England), especially as much difficulty to collect the necessary data is not. These are of three types: red line – the amount (in thousands) permits or starts to build houses, blue graph – the average rate mortgage; green – the trend in real prices. Not rated! So, what do we see?

America.

“Blue Part” (1959-1981): prices vary and construction, showing no obvious trend up or down. At this rate mortgages rising. That is, markets are balanced and the mortgage does not play a fundamental role.

“The white part” (1981-1992): here begins the first impact of the effect of falling mortgage rates. With sky-high 17% rate reduced to 8%. In parallel, we see the formation of two bubbles in the prices and construction, the rise and fall. I note that the sustained effect of lowering the rate does not.

“Cream of” (1982-2010): the rate from 1992 to 2001 remained stable (around 8%), but suddenly it starts despite a building boom, and later – the most powerful bubble in prices. Recovering himself, begins to decline after 2001 rate mortgages, but it does not prevent the bubble from the call go bust. Rate remains low, however, and the price and volume of construction of flying down. As in the previous period, it is not able to contain the collapse.

England.

“Blue Part” (1980-1989): reduction in the rate from 15 to 10% off in construction and the rise in real prices. All according to the book. At the end of this period the famous crisis of the early ’90s, the rate increase and the beginning of a collapse in prices and production and construction.

“The white part” (1990-2002): reduction in the rate from 14 to 5% and no visible effect only in the late 90th starting prices.

“Cream of” (2002-2010): the rate has remained stable (around 5-6%), but continues to form a bubble in prices and volume growth is construction. All this ends up collapsing.

The result?

We see that the mortgage itself (through rate) has no definite effect either on prices or on the building. The economy may be such that neither the growth nor the rate cut does not have much impact.

On the other hand the “white part” (1981-1992) and America’s “blue part” (1980-1989) we show how parallel with the reduction rates are formed and blown bubbles in local prices and the construction schedule.

Intuitively, even if the economy avoids its own crises, we run rate reduction and increase in prices and activity in the construction site. Question – why is this effect has not been stable, and inevitably ends in a landslide at previous levels, despite the fact that the interest rate stays low?

PS: How will the time – I’ll try to pick up Western stai and study this issue and as a more detailed analysis of individual time plots.

The scandalous criminal case on tax evasion brought by the National Court of Spain against the chairman of the board of one of the largest banks in Spain, and the whole of Europe – Bank Santander. Emilio Botin prisoner (Emilio Botin) “pulled a” member of his family, including his five children. Among the defendants in the case proved and Ana Patricia (Ana Patricia), director of the English Department Santander.

The reason was the transfer of excitation France Spain list of clients of the Swiss HSBC Private Bank. The list is as Botin himself and his family. On accounts in Switzerland, according to the magistrate, kept sheltered from tax money. You may also want to remind that in terms of “market capitalization” Santander is the largest bank in the euro area.

This story began a year ago, when Spanish authorities have launched a test about 3 thousand accounts of Spanish citizens in nahvannom Swiss bank account. The event was held in the investigation of cases of tax evasion totaling about 6 billion euros ($ 7.36 billion). This was announced a year ago the Minister of Economy and Finance, Elena Salgado.

According to the minister, “the ministry of finance has always been very active in the fight against fraud. In recent years, we returned to the treasury more than 35 million euros thanks to preventive measures and the fight against financial fraud. Now we’re just stepping up the struggle. ”

As noted by Salgado, in an economic crisis, everyone should know that the government does not intend to weaken the fight against fraud. “After all, one who commits fraud, cheating all of us” – added the head of department.

It is reported that the owners of these accounts have received notification from the Ministry of Finance and should be in the near future “to find out the relationship” with the tax authorities.

The Minister said, “all they need to know that the fight against financial fraud, each time more and more not only in Spain but throughout the world, and that Spain’s cooperation with EU partners on this issue is growing. The concept of tax havens must disappear from our everyday life. ” It is noted that verification of these three thousand accounts can bring to the treasury in taxes and penalties from 6 to 8 billion euros.

From the taxpayer has 15 days to make up your tax returns for the past five years and pay taxes owed to them and fines. Representative of HSBC said the bank has not yet received formal notification of Spain’s upcoming inspections.

The total damage from Spain’s failure to pay taxes Botin may be about 120 000 euros. Moreover, if the top tier Santander will be able to show the declaration of payment of taxes, the case will be closed. 76-year-old Botin took 10th place in the richest man in Spain. His fortune is estimated at half a billion euros.

T-shirt I Love Julia

On this day in Kiev on 5-13% increased fares for people on the cold water and drainage, as well as 25-32% for hot water and its removal.

The corresponding rates published in the municipal newspaper “Khreschatyk”, where the printed application to the disposal of the KSCA January 27, 2011 № 99 “On establishment of tariffs for thermal energy and the establishment of utility rates for the centralized supply of hot water to implementing these services for all types of ownership of settlements with the population. ”

Thus, if the landlord will pay before the 20th day of the month following the settlement, the cost of services for the cold water supply will be 1.80 hryvnia per one cubic meter and 1.38 hryvnia per one cubic meter of wastewater in the presence of an apartment or house-counter (with 3.18 hryvnia) in the absence of the tools of the tariff on cold water and drainage approved in the amount of 17.49 hryvnia for one person. If the landlord will pay after the 20th day, the cost of services for the cold water supply will be 1.98 hryvnia per one cubic meter and 1.52 hryvnia per one cubic meter of wastewater in the presence of an apartment or house-counter (with 3.50 hryvnia), in the absence of funds Accounting – 19.25 hryvnia for one person.

Prior to the March price increase the cost of services for cold water and drain if there is an apartment or house-meter was 3.02 hryvnia per one cubic meter or in the absence of means to integrate – hryvnia 16.61 per person, therefore, an increase of 5% if the payment carried out up to 20 number and 13% after the 20th day.

Given the rising cost of cold water, from March 1, also increased the tariff for hot water, and the rate of heating remains at a level that was introduced on February 1. Cost of service for the supply of hot water to populations in the presence of an apartment or house-money account with hot water for 1 cubic meter approved in the amount of 14.86 hryvnia (February 1, this rate is 14.68 hryvnia) and without a meter – 52.01 (51, 38) hryvnia for one person per month, if the calculation is performed before the 20th day of the month, and if later on – that, accordingly, the rates are 15.89 (15.53) hryvnia for one cubic meter of hot water, or 55.61 (54.35) hryvnia for one person per month.

In addition, it was found that the withdrawal of hot water in the presence of an apartment or house-money account to pay the hot water to 1.38 hryvnia per one cubic meter, or 4.83 hryvnia for one person in homes with piped water – this is the payment of fees before the 20th day. And after the 20th day of the figures are respectively 1.52 and 5.32 hryvnia hryvnia for one person. That is, an increase compared with the rate in force before the current increases (12.46 hryvnia for one cubic meter or 43.63 hryvnia for one person per month until February 1), given the total supply and hot water tap will be respectively 25% ( up to 20 numbers) and 32% (after the 20th day).

In the absence of house and apartment means for integrating thermal energy for home owners who would be calculated on the received payment system before the 20th day of the month following the settlement will be 2.91 hryvnia per one square meter of heated area in a month, and for owners who will pay after the 20th day, – 3.10 hryvnia per one square meter of heated area in a month.

It should be noted that Kiev will pay a penalty in the event of late payment for any utilities. This was stated by First Deputy Chairman Alexander Mazurchak KSCA, explaining the spread in the media about the fact that Kiev would not pay interest. He stressed that the penalty introduced by the state.

In accordance with the order of City State Administration, signed by Alexander Popov, a 10% discount on the rent and 6% for hot water and heating will be able to get people who have paid receipts before the 20th day of each month. “Reduced” fares will be put to ZhEKi tenants who have made an advance payment for utility services, and will be charged to tenants who use the benefits to pay for zhilkommunuslug. ZhEKi will not charge a “lower” fares even pay up to 20 numbers, if tenants receive a subsidy, paid to 20 the number of services are not in full, if there is debt and not made up its restructuring agreement, or the payer is not the conditions of this contract.

February 25, 2011 Head of the price policy of Kyiv City State Administration Vasyl Yastrubinsky, said that this summer, the city authorities may raise utility tariffs to economic levels.

February 23, 2011 the head of Kiev city state administration Alexander Popov said that rent in Kiev in the next year or two will not grow. According to him, the last increase this year will be in March.

The Cabinet of Ministers of Spain, headed by Jose Luis Zapatero Roldrigesom relies on the support the Spanish economy from Russia. Decisive dialogue should take place during the World Economic Forum held in St. Petersburg from 16 to 18 June. El Pais says that the Spanish prime minister will take part in higher economic rally as an honored guest.

The main purpose of his visit – in person at the time of the promulgation of plans on investment in Spain, scheduled close to the Russian government organizations. Under assumptions of El Pais, the direction of investments – the financial structure of the Spanish economy.

For the past fifteen years, and the ministers and the chairman of the ruling cabinet have made efforts to overcome the shortage of available funds on financial markets. For this purpose the funds sovereign funds mainly to pay off a large debt. As of mid-2011 efforts focused on the savings banks that wish to be represented on the exchange. In this sense, most often referred to Bankia.

Culminated in the expected result does not negotiate with China, demonstrate the traditional error Zapatero cabinet – a hasty post about desirable as the real. A decision to report such transactions only after the signing. This will help avoid denials of previously made its own statement, as poluchchilos with China.

The most active part in preparations for the St. Petersburg forum in that aspect, but without the usual pomp, is vice chairman of the Spanish Council of Ministers – Minister of Economic Affairs, Elena Salgado (Elena Salgado). However, it did not fail to share with El Pais correspondent hopes to receive in St. Petersburg “significant positive changes.” She made it clear that that the forum will be made public information about the signing of the international Spanish-Russian contracts.

In the course of a meeting of economic and company Talgo Railways must sign an agreement, the final details of which were agreed last week. It is planned to sign the contract between the firm Repsol, the head of which will arrive June 16 in Russia with a Russian company, whose name is not mentioned, as well as the content of the transaction. However, El Pais suggests, based on a conversation with Antonio Brufau (Antonio Brufau), which today costs involved, we can talk about grandiose plans Repsol on Russian soil.

Talgo and Railways should arrange for the sale of seven trains with nearly 150 cars. The introduction of Talgo to the Russian market started 15 years ago. At the beginning of 2011 at the opening ceremony of Year of Spain in Russia and the Year of Russia in Spain’s main railroad Russian Vladimir Yakunin spoke unequivocally in favor of establishing a joint venture with Talgo. Type of activity – service trains on the railways connecting Russia with the Baltic states. At the ceremony in St. Petersburg was attended by the king and queen of Spain.

At the World Economic Forum in St. Petersburg has not only Elena Salgado, Minister of Industry and Miguel Sebastian (Miguel Sebastian), as well as 20 leading Spanish businessmen, who may be present at a meeting with Russian President Dmitry Medvedev.

January – March 2011 exports to Russia from Spain has grown by 57% compared to the same month last year. Trade turnover between Russia and Spain in 2010, registered at 8 billion euros.

Guarantee that the travel agency through which you purchased the tour for six months or a year, do not go bankrupt exactly to your trip, no one can give. Travel insurance can seem like a great solution, but the bankruptcy of the tour operator is usually not an insurance case.

Typically, insurance companies, tour operators do not consider bankruptcy as an insurance case. “If a tour operator have any difficulties with payment or a firm can not fulfill the terms of the agreement signed, it is also not considered an insured event – says Heidi Vila from the insurance company If Kindlustus. – Another thing, if the client before the flight gets in an accident, the plane is late or one of the satellites travel-sick. ”

Insurance Company Swedbank P & C Insurance AS also does not see the bankruptcy of the tour operator as an insurance case, reports DELFI with reference to the “MK-Estonia”.

The risk manager of travel insurance ERGO Kindlustuse AS Myallo Annika said after Estour declared itself bankrupt, some customers have already ERGO felt. Remembering last year’s case to the bankruptcy of Top Tours, Myallo said that if security deposit is not a tour operator covered the expenses of people, but insurers have met customers and pay them the difference in the amount.

A new tax on housing – one of the most nervous and LPs to the real estate market. The authorities are discussing it for a long time, God forbid, memory, since the nineties, they write the bills periodically to comment, but the final version still can not come. However, for many years already established pattern: it prevented the introduction of a regular election of the President. That’s all the time unpopular tax and set aside to “after the election.”

But it’s not just that. The introduction of new tax requires a huge initial work of officials who have to literally go through the entire real estate on centimeter, available in the country and prepare it for cadastral valuation of close to real – a market on which will be calculated and the amount of tribute. Given that the officials put it mildly, the service does not burn, it moves very slowly. But, as we are told Economic Development Minister Elvira Elvira, working with might and main in full swing, and to finish it, take one and a half years, respectively, tax will be introduced no earlier than 2013. And in several regions of Russia, who successfully cope with the inventory estimate, it will be applied as early as 2012 – in a test mode.

Let’s remember why he even needed. A single real estate tax (replacing the property tax and land tax) to become one of the main “pillars” of local budgets, and funds raised from this tax, such as the need to go to the general comfort: improvement of our living space, landscaping, athletic fields, children’s camps and the like and if officials do not come up with some ingenious scheme by which these revenues will flow into their pockets, not on purpose, then indeed our everyday lives should be improved.

The main meaning of the tax is that it will pay the cost of housing and land, close to the market, not the one that now defines the Bureau of Technical Inventory, – and she is 10 times lower than real figures. This means that owners of expensive housing – large mansions and luxury apartments – will pay the Treasury a lot of money. And the citizens who live a wealthy life, on the contrary – will make a modest amount. And everything will be fair. Today, the tax difference between rich and poor is not nearly all are paying a few hundred rubles.

Recall that under the law “On taxes on personal property” in the purchase price of up to 300 thousand tax rate can not exceed 0.1% if the apartment is 300 – 500 thousand rubles, the tax rate – from 0.1 0.3%, if the housing is more expensive 500 thousand rubles – from 0.3% to 2%. Such interest is taken of the property value determined by the BTI.

It is clear that the system is outdated and needs to be changed. What confuses? Although not far off from the 12th and 13th years, the government still can not be defined with the parameters of the tax. It is unclear what will be the rate. As stated by Elvira, something about 0.01% of the cadastral value or “a little more.” How much more? Recall that in earlier versions of the draft proposed 0.1%. That is, according to Nabiullina, the state has cut its appetites to 10 times! It turns out that the owner of the apartment, worth 5 million rubles will have to pay 500 rubles! And if the apartment is worth 50 million, the tribute will be 5000 rubles. To be honest, not burdensome, if the state suddenly come to its senses and does not increase the bid.

The second outstanding issue – credits and deductions. Nabiullina promised that they would be required. For our people, especially those living in poorer regions, where salaries are 6-8 thousand rubles or it does not, they are clearly needed. Who was exempt from property taxes? Previously suggested to provide a benefit to owners of apartments area not exceeding 50 square meters. M and land no more than 6 acres.

Remains an open question with pensioners, who hold a good apartment. For example, one person lives in a three-room apartment on Kutuzov Avenue, Moscow. If the tax rate will be higher than the one that says Elvira, and pensioners from the tax will not be released, then that person will be in difficulty.

Questions as you can see, in short supply. And by the assurances of the sovereign people that everything will be fine, people have traditionally treated with suspicion and expects that everything will be just the opposite. What citizens think about the new tax on real estate – this we have decided to learn by talking with our main experts – people in Moscow. To do this, log www.metrinfo.ru held a public poll.

Initially, we decided to check whether a course from Moscow, which plans to introduce a new tax on real estate.

It was found that:

- 57.8% of those polled Muscovites do not know anything about the intentions of the authorities;

- 42.2% – had heard about it.

Next, we asked, should there be, in the opinion of people who installed some benefits for the poor and pensioners? As a result of answers to this question:

- 76.5% of respondents were in favor of benefits;

- 4.9% – against the benefits;

- 6.9% – have a different opinion;

- 11.7% – were undecided.

Finally, we asked – you need a new tax, in terms of people, or not needed? Outcome:

- 57.8% said that the new tax is not needed;

- 8.9 believe that we need;

- 33.3% were undecided.

We asked survey participants to comment on the answers to this question. Opponents of the tax (57.8%), despite the reassuring statements of officials have been asking him the worst, “it will be hard to pay,” “retired completely destitute,” “it’s rip-off”, “people and so poor,” “it madness “,” all fees and mandatory insurance policies have a car and an apartment becomes a luxury, “” will not eat on that. ”

Some respondents in this group believe that officials want to introduce a new tax to steal more, “pick up the last wish,” “all the money they collect. They are a little what? “,” Why people rob you? Still steal money from the budget. ”

People believe that it is necessary to keep the old tax, because the new end no one is clear: “the results of the new are not yet known, as well – consistently and clearly,” “Why do leapfrog?”, “This is some kind of puzzle,” “and already seething brains. ”

Another view – there is no point in introducing the tax, if you have to come up with a lot of benefits, “not to think about how to protect low-income people,” “the state of this will not become richer.”

People are afraid that because of the excessive payments they will have to move “if the tax will be mad, then I have to leave their homes and to change it for anything less.”

Another threat, which was expressed by our respondents – the tax would increase from year to year, “the market price is very fickle.”

Those who believe that such a tax is needed (8.9%), believe that it is necessary above all to ensure that citizens pay him owning a spacious expensive housing, “there are enough people who can pay the taxes”; “Today the rich are not paying as much as should be, and the poor pay a lot.”

The group found it difficult to answer (33.3%) have no interest in this matter and do not know the subject or argue that the state still does, as he sees fit, and people’s opinions matter to him: “We have little of that depends, we do not accept decisions’, ‘they go crazy and send. ”

We also asked people themselves think about what protections are needed for taxpayers with low incomes. That’s what we were offered:

- Introduce a subsidy, that is, social benefits from the state, which could compensate for the expenses of citizens in taxes;

- To increase the pension;

- Combine the increase in pensions and subsidies;

- Leave the tax unchanged;

- Introduce low interest rates;

- Calculate the tax based on the area of?? the apartment.

In addition to these “protective measures”, was proposed by another, which was designed to replenish the treasury:

- To introduce higher taxes for government officials.

The conclusion from our study. People came out against a new tax on real estate, because they fear that it will be unbearable, they see no particular benefit from it either for themselves or for the state and suspect that will only benefit from the officials. But the promises of the state, that, well, everything will be fine and the new tax you would not notice, people simply do not believe, because it perceived the state as a system aimed at only one thing – to take money from people and nothing to offer in return.

These log www.metrinfo.ru received from a telephone survey conducted on a representative sample. It allows you to reflect the opinion of the population is arbitrarily large city and sustain the relationship by age and sex of respondents, depending on the population in the districts of Moscow. The survey involved residents of working age. More information about the sociological research on the market.

The situation in Ukraine is unstable as ever. Again unleashed a wave of emigration does not add optimism. Still, let’s see, today is there to collect my bags and learn the language, or start cleaning its own house in order and build the most inaccessible of civil society.

Anecdote on the topic: “What language to start learning?”

English – Are you an optimist. Chinese – if you’re a pessimist. “And if I am a realist?” Then the Kalashnikov!

My son is 20. He’s one of those for whose voices need to fight any policy guidance, including the League of sexual minorities and the Society of Independent balloonists. These are the young advanced, for which there are no borders and customs terminals, these guys are talking in a language that the world community, and work for foreign companies located at the other end of the world. What would happen if the young and independent mass start looking for happiness abroad? Do our rulers do not think about it?

What am I doing? And why a blog devoted to real estate, I pick a topic far removed from that same property?

The trend of real estate investments

In all countries, including ours, the price index for real estate has always been an indicator of the economic situation and stability. In my favorite triptych Irwin Shaw, “Rich Man Poor Man,” the main character, far from the business, returning the debt to his brother in 5000 dollars, unwittingly becomes a shareholder in the Trade Center, whose shares within 5 years increased 12 times. Returning to the native land, he sells the stock, and receiving his $ 60, 000 buys a yacht of their dreams. And not only that his older brother just graduated from college, was a good financial consultant and investor, but also in the fact that investing in land or building was profitable.

Today, the country, tying the belt with a large scratch, out of the crisis. Fault to not only the world’s financial markets, and our homegrown oligarchic capitalism, the reluctance of foreign investors to invest in corrupt economy.

But things are changing. U.S. Printed too much does not ensure the “green” issues in Greece do not give the euro the dollar to sink completely. And this never-ending struggle against the currency basket makes people look for ways to save a rapidly depreciating currency of the world. Deposits were also not favorable for investments, as maximum rate for the dollar today is 5.6%, to EUR 4.5%.

Attachments profitable

Here there to help and we come – and experts directly involved in the real estate market, savvy market prices that can intelligently place a hard-earned money to the capitalist labor. Today investing in real estate is once again quite profitable and lucrative business.

Of course, the yield of 200-500% per annum, which was normal in 2005 2008yy, we will not promise, but the level above the EU average, and 2 times higher than the deposit rate is possible.

So, for example, you bought a studio apartment in the heart of U.S. Dollars 45000-50000, making repairs and buying a corresponding minimal furniture, you can rent it at a price of 400-500 dollars. We make preliminary calculations: the cost of an inexpensive, but the repair will cost USD 5000-7000 + 2000-3000 USD Furniture, Total, USD 52000-60000 Rent per month 400-500 USD, ie in the year 5000 6000u.e.

Ie 10%. QED. Therefore, despite the weather outside and the speed with which potential immigrants apply for a visa, time to gather stones, or rather, buying property, come.

And more. If we imagine the whole economy in the form of a parabola, the real estate market is already at its very lowest point, ie the “rocker” of the parabola, and therefore, according to the laws of mathematics we are waiting for the imminent increase in constant prices.

The project was presented to the cathedral in Moscow Primorye Governor Sergei Darkin

The governor of Primorye Territory Sergey Darkin is in a working trip to Moscow. Yesterday, a meeting with Sergei Darkin Patriarch of Moscow and All Russia, Kirill. The meeting was also attended by the Archbishop of Vladivostok and Primorsky Benjamin.

According to the press service of regional administration, the participants discussed issues related to the work of the Russian Orthodox Church in the Maritime region. Patriarch Cyril noted that the Primorsky Territory is a “very special place.” According to him, is “the edge with great potential, with excellent prospects for development.” Particular attention he paid for the construction of temples and monasteries in the Maritime Territory, and to work actively with youth and community organizations.

The governor of Primorye Territory introduced the Patriarch with a project of the Cathedral on the central square of Vladivostok. It is at this point, more than 150 years ago, landed the first Russian settlers. This was the beginning story of Primorsky Krai and the Russian Far East.

It is assumed that the cathedral will be the tallest building in the city center (the height will be 68 meters) in this church will be able to simultaneously hold more than two thousand people. Construction of the cathedral to be completed in 2012.

Patriarch Cyril approved the draft of the church complex.

In addition, Archbishop Benjamin appealed to His Holiness Patriarch Cyril with a request for from the diocese of Vladivostok and Primorye two separate dioceses. This request was endorsed by the Governor of Primorsky Krai.

T-shirt I love Dasha

In St. Petersburg on Friday, November 19, was arrested a former adviser to ex-President of the Russian Olympic Committee Leonid Tyagachev Vladimir Kulibaba. President of the Federation wrestling Petersburg suspect in the murder of an assistant deputy and head of PSE Vadim Chechel. According to one version, “order” it could very Leonid Tyagachev as Vadim Chechel going to marry his mistress.

Along with 41-year-old Vladimir Kulibaba operatives were detained and his 35-year deputy in the Federation Oleg Gryzina wrestling, but then he was released on bail. And most Vladimir Kulibaba this week indicted by the Investigative Committee spokesman in Russia, informs NEWSru.

Recall brazen killing a deputy and assistant general director of “security company” Cascade “Vadim Chechel caused a wide resonance. A rare success for law enforcement officers was that police failed to detain the killer almost accidentally at the crime scene. It would seem, then, you can quickly solve the murder, but the investigation has been going on 2.5 years, while the customer was not named.

Businessman Vadim Chechel killed several shots April 24, 2008 in his car parked in one of the houses on the street Furshtadtskoy. The killer walked up to the car, knocked on the window and when the entrepreneur down a window, shot him at point blank range.

However, crime passerby noticed: the vigilant citizen followed the assassin in time and reported his whereabouts to the first comer, along militia. Literally 20 minutes after the body was discovered the suspect was stopped by Vadim Chechel police traffic police at house number 51 on the street of the Rebellion.

Killer skier

During the search of the detainee seized two pistols Makarov, one of which had a silencer. Also, the man was carrying a passport in the name of a Semenova, but he introduced a 44-year old native of Murmansk Alexander Druzhinin.

It is noteworthy that Alexander Druzhinin a long time in a federal wanted list for a murder committed in 2002. Then in the conflict because of poor car repair made one of Claims have been shot out of a homemade weapon. Alexander Druzhinin just represented the garage.

Moreover, Alexander Druzhinin was a defendant in a loud case of the century the so-called “gang Serikova.” According to investigators, he was in this unusually daring group of full-time killer. True, the court of Alexander Druzhinin and other defendants were acquitted, and then released from custody.

At this time, to escape punishment Alexander Druzhinin failed. In 2009, he was sentenced to 20 years imprisonment.

According to a source in law enforcement, namely Alexander Druzhinin testified Vladimir Kulibaba, which led to the detention of a senior athlete. Before this long assassin led investigators on a false trail, trying to negotiate a State Duma deputy, Denis Volchek, the former deputy head of the Organized Crime Department of St. Petersburg Vladimir owl.

“Strings” are the Olympic Committee

According to some reports, the crime could be committed out of revenge, as Vadim Chechel going to marry a citizen Maria Stroganov, in which in 2004 had a child from Leonid Tyagachev. However, the law enforcement agencies are in no hurry to recognize that the active work out this version of the massacre, which, in particular, the voice of the deceased sister Vadim Chechel.

At the time, investigators have interviewed and Maria Stroganov itself, which rejected the version about the involvement of Leonid Tyagachyov to murder. According to her, the head of the Olympic authorities knew of the intention of his passion to marry in St. Petersburg businessman and was not going to prevent this.

One way or another, but investigators called the Federation of wrestling, which was headed by Vladimir Kulibaba, “the usual sports school.” This in particular means that some within the Federation, like other athletes, engaged in “protection” (at least in the 1990s). With this kind of training the athletes could be extensive links to criminal circles.

By the way, killer Alexander Druzhinin in the Soviet era, too, was a famous athlete, skier and multiple prize-winner of the USSR championships.

It is also noteworthy that an attempt to negotiate Denis Volchek was part of the original plan developed in case of failure by Alexander Druzhinin is Oleg and Vladimir Gryzinym Kulibaba, claimed the killer. Mindful of his contradictory testimony, the investigators first tested by Alexander Druzhinin to “lie detector” and only then began to work out a new version.

At least a strange coincidence is the fact that the murder of Leonid Tyagachev stretches just two strings on the one hand, Maria Stroganov was his mistress and his fiancee who was killed on the other hand, the alleged organizer of the murder at the time worked as his assistant at the Olympic committee.

Moreover, even the coach of the master of sports of the USSR Alexander Druzhinin, who later became a killer, in the past consisted of a team of Alpine skiing with Leonid Tyagachev.

We add that Mr Kulibaba, in addition to training athletes, engaged in business. In the 1990s, he had to deal with common crime boss Konstantin Yakovlev, also known as Kostya’s grave, and one of the State Duma.

In 1994 they were the founders of JSC “Sirius C”. Under the wing Konstantin Yakovlev Vladimir Kulibaba was in the late 1980s, when he arrived from Odessa with his brother and engaged in business with him. Already in March 1996, OPG Graves, according to a police department, there were about 200 people. The gang has spread its influence into other regions – Karelia, Kazakhstan. In addition, the gangsters had connections in Europe.

In the grouping of graves, according to some reports, Mr Kulibaba responsible for enforcement actions. In particular, the name Kulibaba surfaced during the investigation of the murder of St. Petersburg Legislative Assembly Deputy Viktor Novoselov.

Recently, the name of the Bones Tomb, and surfaced in connection with the murder of a famous TV presenter and journalist, the first director general of TV channel “ORT” (the current first channel), Vladislav Listyev. He was shot in her apartment building on the street Novokusnetskaya March 1, 1995. This crime is still unsolved.

After the assassination of the Tomb of Bones in 2003, Vladimir Kulibaba became active to make a political career. In recent years he headed the coordinating council of youth movement “Russia”, whose leader was at that time, Duma Speaker Gennady Seleznev, and the Youth Chamber of St. Petersburg acted as an observer of the State Duma Speaker. After the assassination of vice-president of the Academy of National Security (also curated Gennady Seleznev) Oleg Taran Kulibaba Vladimir took his place.

Then Vladimir Kulibaba head wrestling Federation of St. Petersburg and became actively liaise with the National Olympic Committee of Russia. Until May 2009, he officially was an adviser on a volunteer basis NOC President Leonid Tyagachev.

For active charity Vladimir Kulibaba awarded the St. Petersburg diocese.

Currently, investigators are also checking Kulibaba Vladimir and his assistant were involved in the disappearance and presumed murder of restaurateur Alexei Zakharenko, a source in the police.

Alexei Zakharenko vanished on 4 August, when he left his home on Captain’s street and went to a meeting at the port, which did not return. After a while the foreign car restaurateur was found in the Frunze district. Documents and large amount of money that were in the car was not touched.

All traces of the cabin, including fingerprints, have been thoroughly cleaned up. However, the car near a police ambush was set, and presumably one of the criminals back on the scene, however, “spotted” surveillance and fled.

Friends of missing businessman promised to pay 100 thousand dollars to someone who will tell the whereabouts of Alexei Zakharenko.

Kidnapped businessman was co-founder of “Yummy,” “Customs electronic broker”, and also managed a restaurant, “Watercolor”, “gouache” and co-owner of a restaurant in Tel Aviv, “Pushkin”.

It is known that Alexei Zakharenko often lend to their friends, and they often refused to return the generous restaurateur money even if the receipts. Alexei Zakharenko claim to one of the debtors to the tune of 15 million rubles was to be considered by the court a few days after his mysterious disappearance.

Too pious to kill officer

Meanwhile, in sports circles were quick to refute is a possible connection with the murder of a daring personal life and interests of Leonid Tyagachev. According to a former press secretary and now a sports expert, Gennady Shvets, in Leonid Tyagachev could be dozens, “or maybe even hundreds of” advisers. In general, the head of the Russian Olympic Committee “to talk to so many people, and even counselor certification means nothing”, says Gennady Shvets.

In this case, he argues that such a certificate only after certain checks and passport control.

In the inner circle, Mr Leonid Tyagachev Kulibaba not included in the Moscow are rare, said Gennady Shvets. He also dismissed the suspicions against the head of the Olympic committee on the grounds that Leonid Tyagachev “not a man.”

“I’ve known him 30 years, never met a more kind-hearted and helpful people – Gennady Shvets said. – Deeply religious, orthodox, and such a motive as revenge, did not fit with his personality. ”

Detainee is accused Vladimir Kulibaba Part 3. 33, paragraph “h” h.2 st. 105 of the Criminal Code (the murder for hire).

Socialite under the wing of an official with the “Olympus”

Maria Stroganov (nee Patsko) was born in St. Petersburg. As reported two years ago, the St. Petersburg press, she is the founder of several commercial firms that specialize in entertainment events. In 2002, she as head of the “Producer Center M-Art” took part in the First International Forum of the creative industries (Saint-Petersburg – Helsinki – Manchester). In addition to her company at the forum were presented by many organizations and institutions – from the Committee for Economic Development of the Government of St. Petersburg to the British Council. Maria Stroganov more in the cultural life of Northern capital does not awarded. Nevertheless, Maria Stroganov is well known among regular visitors to fashion salons and spas.

Night of 23 to 24 April 2008, the eve of his assassination, the head of security company “Cascade” Vadim Chechel spent smartly renovated apartment dvuhsotmetrovoy at number 40 on Furshtatskaya street. Owner of the premises and was Maria Stroganov, who that day was in Moscow.

Maria Stroganov bought this apartment in 2004, several months after birth. According to the certificate of birth, the baby’s father registered Tyagachev Leonid, 10/10/1946, born in Moscow region. Since 2001 he is President of the Russian Olympic Committee, and from 2007 – also a senator from the Rostov region.

As Maria Stroganov, and Vadim Chechel not hide their relationship, laying out the joint photo on the web-site “Odnoklassniki.ru”. This did not stop even then, that Vadim Chechel not been divorced and also had a young child.

At one time, the media have suggested that a lover of luxury living and spectacular appearance winner Maria Stroganov in no hurry to sever relations with an influential father of her child. Apparently, Leonid Tyagachev continued to take care of his four-year son and his mother. In December 2007 Maria Stroganov on her birthday recorded on a new car Mercedes.

Companies’ UMACO “headed by Alexander UDALOVA exposed for sale my hotel,” Mrs. Park. ” There is information that Mr. Udalov plans to sell all its assets and permanently change their place of residence.

History nesluchivsheysya hotel chain, “Katherine”

At one time, when the first hotel “Katerina-City” Gateway to the waterfront just opened in Moscow, she was one of the best in its segment. “Katerina” worked in the format of three stars and to compete effectively with such hotels as the “Izmailovo” and “Space”. As a result, the right strategy, “Katerina” very quickly found its customers and unwind. However, the specifics of the booming Russian hotel business is that if the object is not updated or upgraded, then it loses its appeal and relevance, which is what happened with “Catherine”. Now open in Moscow upscale goodies such as “Azimuth”, “Heliopark” go international operators, there is an active reconstruction of old hotels, Minsk, for example. One gets the impression that “Katerina-City” sometimes can not compete against a general background, do not always correspond to the current level of service.

Trying somehow to keep up with new trends, the hotel this year, declared himself completely non-smoking area. But even such “innovations” are not able to correct errors in the “vaunted” service and “European” hotel rooms: as an example, in order to save space toilets in the rooms designed in such proportions that sitting on the toilet, the person simply rests his forehead against the closed door. Thus the hotel is managed by a Mr. UDALOVA that is leased to them and can not be sold.

Second Moscow hotel network – “Mrs. Park” – is very far from the center in southern Moscow. That he put up for sale now. The hotel is positioned as a 4-star hotel, but the fact draws only 3 stars. Firstly, it is not new construction, and reconstruction of the object, respectively, the building does not meet all modern requirements. Secondly, the distance from the center, the proximity of the Ring Road, Southern District, which is famous for challenging the traffic – all these factors can not characterize the 4-star facility. ” 10, 000 square meters of the hotel “Katerina Park” can hardly be assessed at a rate higher than $ 3, 000 per square meter, more realistic sound $ 2,500.

“The component of the price of any object – a brand. In this case, the brand is likely Udalov not in his favor – has confirmed to me by Stanislav Ivashkevich, head of hotel real estate company CBRE. – Mr. Udalov very rarely with someone to negotiate. He is one of our first successfully launched in Moscow the hotel business, and properly started, but now heavily rolled. For example, I know of two examples where investors have refused to cooperate with him and began to independently operate and control of hotels. He simply could not agree with the owners. Also, I can say that the projects themselves, which makes it weak. I have often encountered with the results of Mr. Udalova and see that they are not very high quality. As for the hotel “Katerina-Park”, I can say that it is located in quite the tourist spot. In my opinion, this object can not be above 23 million euros – is it a wonderful price. But I think that Mr. Udalov wants at least 50 million. ”

“The hotel market of EUR 50 million for 240 rooms – that’s not a crazy price. But I would not have bought this property at this price – said in a conversation Vadim Prasit, vice president of the Federation of Restaurateurs and Hoteliers. – The hotel does not pull at the 4 star on the set of parameters, chief among them – it is very unfortunate location. In general, the price must depend on profitability, but I’m not sure at this facility, it meets the expectations of potential buyers. ”

Caterina Alpic – one big criminal case?

With regard to Sochi, here, apparently, “Caterina Alpic” loses its competitors. And if Udalov originally granted permission for the construction of this hotel, then later mysteriously in a way that is not ruled out corruption, Aleksandr Petrovich turned the hotel into housing. In the Olympic capital only under the “City of Hills” is built a lot of apartments to be sold and rented – this modern and quality facilities. Do not lose the apartment, “Caterina Alpic” Against this background, valid forever?

The property of Mr Udalova in “Katherine Alpic” left 4 apartments, 20 parking spaces, almost 700 square meters of commercial property, which is evidence that Alexander removed without good reason is trying to position as an apartment, and club house area of??2, 000 sq.m. Remarkably, Mr. Udalov negotiating with buyers. In this case there is information that:

A) the objects already included in the “Sovcombank” for an amount above their real value at 14% per annum,

B) there is growing from month to month, payable to the operating organization of several hundred thousand dollars.

Removed in conversations with customers also mentions about the land under the residential complex “Caterina Alpic” in which, supposedly, you can build many more facilities. First, build a new home here hardly anyone could be. Second, these ideas are radically at variance with the promises of his former customers from the very Udalova. Third, land for residential houses in the force of law is the common shared property of apartment tenants who have purchased, that is neither sell nor lay it there is no legal possibility. Thus, there is no reason to trust the promises of re-execute a loan to the buyer, and even at 12% per annum.

We plan to address in the “Sovkombank”, and the Central Bank so that the lender carefully examined his contract, as collateral, including acting under the land already built houses with flats sold there. In this outstanding utility bills and operating expenses increasing by leaps and pace. Such security is shining borrower criminal prosecution, because obviously the documents have been issued in accordance with obsolete and invalid documents. If the criminal element in the actions of the firm Udalova is detected, we will insist on instituting proceedings.

Trying to bring against the company Udalova criminal case is the second from Penny Lane Realty. Acquired one of the firms holding apartments in “Mrs. Alpic” Mr. Udalov designed by the firm, even declared so by the administration of Sochi’s official denial of its right, as erroneously issued to himself. Our lawyers classify such behavior as cheating in a large scale, with a confirmed de facto recognition. Despite numerous complaints to law enforcement agencies and parliamentary inquiries, Sochi law enforcement officers, continue to pretend that nothing illegal is going on. A striking example is the “gentleman officer” of the Sochi UBEP named Ezhov, who at the time of the inspection activity of the company, “Mrs. Alpic-1″ was one of the majors promoted lieutenant-colonel, a criminal case in this way and not stirred. I think the reason for this behavior is more or less understandable to anyone familiar with Russian realities.

Debt, debt, debt around…

In general, with the name “Katherine Alpic” (the official name of LLC “Mrs. Alpic-1″) involves quite slippery things, the reputation of not painting. One only litigation in which the Company “Mrs. Alpic-1″ acts by the defendant, had accumulated enough. For example, if we take only the Arbitration Court of Krasnodar region, we see the following.

In the Court of Arbitration Krasnodar asked «Production and Construction Company” MIR “, a claim for recovery of 980 000 rubles of debt under a contract for execution of complex construction works, concluded as much in the distant 2006. In LLC “Katherine Alpic-1″ found no arguments to refute the arguments of the builders and they were forced to sign a settlement agreement providing for repayment installments of 150 000 rubles a month. Very distinctive figure. Apparently, to pay more – a luxury for the debtor. Well, or just do not want. Well, it’s also a kind of ratio of persons responsible for making decisions in “Mrs. Alpic-1″ to contractual obligations.

Another no less striking example. We had to find the truth in court LLC “YugEnergoServis”, which was careless enough to do, “Catherine Alpic-1″ works on commissioning of air conditioning and ventilation in the apartment building, “Mrs. Alpic”, located at Sochi, Adler Street,. Defenders of the Caucasus, 77 / 2. Arbitration Court sought to “Catherine Alpic-1″ 758 000 rubles. It is noteworthy that the defendant’s representative did not even deign to appear at the hearing.

But the company “Progress Plus” appealed to the Krasnodar tribunal for the recovery of larger amounts of “Catherine Alpic-1″. The court ordered “Katerina Alpic-1″ to pay the company “Progress Plus” lump sum more than 1. 957 million rubles.

There is a “Catherine Alpic” and even more paradoxical debts. Namely, about 250 000 thousand dollars of debt to pay utility bills to the management company for maintenance of the complex “Katerina Alpic.” The paradox is that the object on which hangs so considerable debt, Mr. Udalov, as is known, managed to put in the bank. And the apartments, which are not paid for utilities, belong personally to Mr. Udalova.

The disappointing findings

According to my colleagues from the market, the hotel chain “Katerina” unattractive to investors, a hotel and transferred to the housing is sold (”Mrs. Alpic”), second in general is leased (”Katerina-City”), the third is overvalued Udalova more than two times (”Mrs. Park”). Moreover, as a business, “Caterina” is unlikely to be interested in any of the investor. The purpose of the purchase may be perhaps that radical reconstruction of a new business. That is, it is not about buying a business, buying the object under reconstruction.

Mr Udalov lost credibility. It is clear that the buyer of any object in Mr. Udalova may face not only a string of unfulfilled obligations and potential claims, but the facts of direct fraud. Many people who have worked with negligence UDALOVA today were in a difficult position: Penny Lane to this day can not get the rights to the objects, acquired and transmitted by the act, even a few years ago. Fund “11 invest» to assume the management of the entire complex and to my surprise, as the owner of most apartments, found that another major owner – that is exactly Delete – not only pays for the management of the complex, but also laid the promised apartment owners club house coupled with no land belonging to him in a bank for an astronomical sum. In today’s situation the investor would not risk by entering into a relationship with the seller.

June 16-18 in St. Petersburg was held the 15th International Economic Forum (St. Petersburg International Economic Forum, SPIEF-2011).

He remembered not so much a part of the economic (and agreements were signed at the Forum “only” 200 billion rubles, against 250 billion rubles. SPIEF in 2010), but political – “election” Forum: wait for the decision, “there are very few….”

St. Petersburg International Economic Forum (SPIEF) – 2011. More economic policies

The Forum was held under the theme “Leaders for a New Era” (”Emerging Leadership for a New Era”), the era that began after the global crisis that has essentially “redrawn” the global economy.

The tone at this St. Petersburg International Economic Forum, asked the President of Russia D. Medvedev on his election policy speech, which, in the margins of all the days of the Forum was actively discussed.

Opening SPIEF-2011, Dmitry Medvedev, outlined the next stage of modernization of Russia.

Speech by President Medvedev on SPIEF-2011

The main theses of the President’s speech, DA Medvedev at the opening of the St. Petersburg International Economic Forum.

Privatization of state property. Before August 1, 2011. Will adjust the schedule of privatization of state enterprises. Revenues from privatization in 2012 is expected to be 450 billion rubles. By topic: Privatization of state banks, all except the VEB…

Decentralization of powers between levels of government. Create a group of “high level”, which will prepare a proposal for decentralization of powers between levels of government (not Putin’s power vertical…) in favor of municipalities, including the adjustment of the principles of intergovernmental relations, the tax system.

Expanding the borders of Moscow. “For the purposes of the financial center and just make life easier for a huge number of people.” As part of the formation of an International Finance Centre (IFC) in Russia, the creation of the Federal District. The output from the center of Moscow, administrative and public institutions.

There will also be amended in legislation in the formation of the MFC, for example, the abolition of restrictions on placement and circulation of Russian securities abroad, the possibility of long-term visas to investors who have “substantial business in Russia.”

The fight against corruption and updating of the judiciary. “Noose around his neck corruption must always and inevitably shrink….” Study of the mechanism of competitive selection of judges and their disciplining.

Dmitry Medvedev’s speech at the 15th International Economic Forum in St. Petersburg (SPIEF-2011) – a proposal for the next presidential term?.. “Wait (the answer) there are very few…”

SPIEF-2011. Some results

In total, the 15th St. Petersburg International Economic Forum was signed over 50 agreements, the total amount of contracts of about 200 billion rubles.

On SPIEF-2011 Russia finally pee in France for a contract to build the Navy of the Russian Federation the two helicopter carriers “Mistral” (Mistral). The contract amount is 1.2 billion euros.

France also decided to invest significant resources in the development of tourism in Russia. At the St. Petersburg forum company “Resorts of the North Caucasus,” reached an agreement with the State Bank of France (Banque de France) for financing the construction of five ski resorts, among them the tourist complex “Arkhyz” in Karachay-Cherkessia.

Gazprom at the Forum has not concluded a single large contract. Negotiations with China failed…. And still gas “for 500 dollars per thousand cubic meters. M in the near future. ”

At the World Economic Forum in St. Petersburg was attended by many heads of major international companies, politicians and world leaders. The role of emerging economies said the Chinese leader, Hu Jintao, the head of Finland, Kazakhstan, Spain.

“… The global recession would be deeper if the crisis has not eased the economies of developing countries. And it’s important to say here in Russia. Because Russia in the coming decades will play an increasing role in the global economy… ”

- Jose Luis Rodriguez Zapatero (Jose Luis Rodriguez Zapatero), President of the Spanish Government.

P.S. With regard to Russia’s entry into the World Trade Organization (WTO; World Trade Organization, WTO) head of the Ministry of Economic Development Elvira Elvira said: “In order to complete the accession process to the end of 2011 – the beginning of 2012, we need to end of July to agree on all essential issues…. ” Otherwise, entry into the WTO can take years…

On the theme “Economic Forum”:

“St. Petersburg International Economic Forum – 2010;

“The World Economic Forum in Davos – 2011;

“WEF-2010;

“St. Petersburg Economic Forum – 2008 (pre-crisis forum)…

Interesting post about the work of the debt Pump – http://pustota-2009.livejournal.com/68184.html. Mastrid to anyone who wants to understand the implications of the mortgage on the American way. Especially in the part, which describes the effect of growth in property prices for the townsfolk.

The idea is that someone sits down for dinner, and somebody pays for this banquet. “Influx” of future income to the point ‘here and now “leads to a number of indirect effects, including dop. Stimulirovanie consumer demand – those pineapples and grouse with a banquet.

What does this mean for us?

I mentioned that I had a few (six), close friends bought an apartment in the mortgage. We all have one unifying feature: they are – “Vikings.” That is, come in large numbers: the boys, and their wives – are former residents of the regions, who settled in Moscow at work and rented apartments for a long time (just one guy – a resident of Dolgoprudny). I think of who have taken a mortgage interest “Normans” is huge. Muscovites, for several reasons a mortgage for Moscow apartments take a little.

Now a few simple formulas. Rather conventional and does not take into account the indirect effects. Let’s zero in mortgages purchased through the apartments on the amount of A. Moreover, suppose that A calculated in 2000 prices. That is, the so-called real, not nominal value. As a result of mortgage lending in 2000-2008. Mortgage buyers actually paid A + d. Here d – this is the effect dop. Rosta prices for mortgages. Would have been on the market worked only real money, then this would not be d.

What duty have made “Vikings”? I will write as: (A + d) * (1 + p). Here, p – is the effective rate of mortgage-loan with all nakrutok. It can exceed 100% – so-called “The second house for the bank.”

Conventionally, I took that initial contribution was always zero. In reality, it was not so, but it will take for illustration.

Here are the (A + d) * (1 + p) at the start of the money actually existed. These are the inherent future earnings, “Vikings”, which in part drove the debt pump in the zero years. Money was distributed as follows: (A + d) went to the owners of Moscow apartments, and (A + d) * p – it is produced, received and will receive a jar. Here’s a layout.

Do not be a two-tier American mortgage holders would have received from Moscow to their apartment for only a money. But in reality, they became more and d due to the mortgage component of the price increases. That is d, and gone on dop. Stimulirovanie demand consumption. Grouse and pineapples. Part of that money, however, returned “Varyag” through payment of their services for the Muscovites. But it is clear that very little. Most migrate to the West. Foreign real estate, iPhones, Courchevel, Mercedes, etc. Yes, but it does not matter…

I note that even if as a result of political will and krizisa’08 American mortgage system we have been curtailed, it would not mean that the effect of the debt the pump would cease to exist. Banks ‘Vikings’ pay (A + d) * p, that is not only a matter of fact, the rent, but also for the mortgage price increase d * p. That is, people like to themselves saddled dop.yarmo. They have, relatively speaking, to work harder and give even earned at a time when prices have fallen flat. Accordingly, the bank owners and their beneficiaries have dop. Ikru on a piece of toast.

The essence of the trick is that the rich have become richer and the poor poorer. Dop. Stimulirovanie consumption occurred only for two categories – the owners of redundant Moscow apartments and finance, promote the mortgage system. The average weight of people and “Vikings” passed with a whistle: the first lost an opportunity to buy an apartment (they replaced the “Vikings”, mortgage holders), the latter run into the capital debt.

It is clear that there are still inflationary effects of debt the pump – that is partly paid for the banquet and the average weight of people at the expense of the depreciation of their savings.

At the same time some real surplus in the city did not raise (unless dop. Uslugi – more Botox, peels, etc.). At the construction did not affect anything because of that mortgage money was cut off from the buildings, and limited land resources affected. “Vikings” of material and especially anything not made by the nature of the production in Moscow.

From the perspective of the country as a whole this whole mortgage Moscow zamyatnya little affected: the excessive consumption consumed mainly West but China and Korea, I guess.

Imbued with the idea of?? xenophobia immigrants complete coverage of oxygen is still alive, but, thank God, is gradually giving way to a less radical position that access to the consumption of social funds in the first place, the public health, education, immigrants must earn it. Particularly different in this field association leftist parties CiU Catalan Popular Party and these parts PP.

The idea is not new, it is during a crisis is gaining popularity across Europe, fueled by populist leaders, mostly right-wing. In Catalonia, the same is considered “very European” autonomy in Spain, her supporters are and left. CiU exploring the possibility of putting into practice of limiting the rights of newly arrived immigrants to some benefits, and even free medical care.

Herald the ideas of the wing is the newly elected mayor of the famous scandal in the suburb of Badalona in Barcelona,?? populist Javier Garcia Albiol (alcalde de Badalona Xavier Garcia Albiol – PP). The third most populous city of Catalonia elected him mayor because of the popular masses in the spirit of xenophobia, preached the new chosen one.

No one speaks openly about the “off” foreigners from social funds, however, to avoid “social tourism” is expected in certain types of social support available only to residents of Badalona,?? who legally lived there for at least seven years. This is one of a repeated appeals of Italian anti-immigrant parties, repeated for many years under the flag of the Italian League North (Liga del Norte en Italia).

The striking similarity is also observed with slogans Danish populists and with our style French National Front (Frente Nacional). Heated growing hatred for foreigners because of economic difficulties, are gaining momentum dozens of parties – the supporters of restrictions on the rights of immigrants. To them came the golden age. Armed with legal knowledge, they manage while not formally violate any of the directives of the European Union, aimed at eliminating discrimination.

To limit the rights of immigrants are now a debate in 22 of the 27 countries of the Union, where the legislature is dominated by right-wing liberals. Fortunately, there is only rhetoric rather than practice. However, Catalonia could be “in front of the whole of Europe” at the end of the debate a victory for the idea of?? saving the rights of immigrants, said Hector sebolith (Hector Cebolla), a political scientist at the University of the State Distance (Universidad Nacional de Educacion a Distancia). According to him, since 2008 the Catalans are willing to support this idea.

The political ground, in his opinion, to the triumph of nationalism, Terry all ready: center-right government is determined to reduce the autonomy of social costs as much paper by 10%. The Social Democrats gradually take out the political arena such propagandists of xenophobia, as the right platform for Catalonia (Plataforma per Catalunya – PxC), managed to score in the municipal elections May 22 for more than 70 thousand votes.

Healthcare Commission at the Parliament of Catalonia intends to submit for discussion a bill to increase the length of residence in Spain, with one to two years in order to obtain allowance 420 euro (renta minima de insercion). Committee on Social Protection Bienestar Social intends to increase up to 5 years of legal stay in Spain, the threshold for access to a benefit 638 euros per child up to three years.

The head of the commission Bienestar Social Josep Lewis Kleres (Josep Lluis Cleries) says it has nothing to do with xenophobia, because it would apply to all, regardless of origin, in order to avoid social tourism. (”Esto nada tiene que ver con la xenofobia porque se aplica a todos. Queremos evitar el turismo social; esto no es xenofobia”).

Discussion above proposals in the parliament is tentatively scheduled for later this month, but may be rescheduled for September. I will monitor developments and to inform our readers.